Max is proud to power rebel Financial

Welcome to Max!

W Phil Ratcliff has invited you to join Max
so you can start earning more

Is Max right for me? Learn More

Who is this Max Account For?

Note: Max will help you open new bank accounts that will initially be titled in your name. You will need to follow up with each bank to provide additional documentation to re-title your new accounts in the name of your trust. For more information on which banks support trusts, please refer to our Trust Account Support guide.

Looking for a solution for business accounts, non-profits, or complex trusts? Visit MaxForBusiness.com.

Getting to Know You

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Max may send SMS (text) notifications to your mobile phone number. Standard text message rates apply.

Information Sharing (Optional)

To facilitate your personal financial planning, you may choose to give rebel Financial, as your financial advisor, read-only access to your personal and financial information held by Max. This may include, without limitation, your name, email address, linked account balances, current optimization status and settings, and 1099-INT statements. You may revoke your consent at any time.

Max Client Account Addendum — Information Sharing

Last Revised: May 1, 2017

YOU SHOULD PRINT OR SAVE THIS ADDENDUM BY USING THE “PRINT” OR “FILE SAVE” OPTIONS ON YOUR INTERNET BROWSER.

You (“you” or the “Client”) and Six Trees Capital LLC, a Delaware limited liability company (“Max”), agree to enter into this addendum (the “Addendum”) to the Max Client Account Agreement (the “Account Agreement”) entered into by you at the time you registered as a user of MaxMyInterest.com (the “Site”). You may access your Account Agreement here. Capitalized terms used but not defined in this Addendum have the meanings set forth in the Account Agreement. This Addendum is effective as of the date that you first accept this Addendum (the “Effective Date”) through the Site.

This Addendum is an addendum to, and supplements and forms part of, the Account Agreement entered into between you and Max with respect to, among other services, the sharing of your personal financial information with your personal financial advisor and the institution with which he or she is affiliated. The sharing of this personal financial information at your request constitutes an additional Service of Max for purposes of the Account Agreement.

By accepting this Addendum, you acknowledge and agree that you remain bound by all the terms of the Account Agreement, including without limitation those terms relating to limitations of liability, disclaimers of warranties, arbitration and indemnification; provided that the terms of the Addendum shall govern in the event of any conflict with the Account Agreement.

1. Sharing of Personal Financial Information

You may identify to Max one individual who serves as your personal financial advisor (the “Financial Advisor”) by providing their name and email address to Max through the Site.

By providing your Financial Advisor’s name and email address to Max, you agree and consent that:

  • (i) Max may contact your Financial Advisor on your behalf at the email address you provide.
  • (ii) Max may share any of your personal financial information held by Max, including without limitation your Linked Account balances, current optimization status and any tax documents, with your Financial Advisor, the financial institution with which they are affiliated (the “Institution”) and their respective directors, officers, employees, contractors, subcontractors, affiliates, representatives, service providers and agents (collectively, “Representatives”).
  • (iii) Max will not verify, and is not responsible for verifying, the identity, qualifications or suitability of your Financial Advisor, the Institution or their respective Representatives, nor the authority of your Financial Advisor or Institution to share (or request Max to share) your personal financial information with any person that your Financial Advisor or Institution identifies as a Representative. You are solely responsible for any errors in the Financial Advisor email address that you provide.
  • (iv) You are solely responsible for complying with the terms of all agreements between you and your Financial Advisor, the Institution and their respective Representatives. Without limiting the generality of the foregoing, you are solely responsible for all fees that may be charged by your Financial Advisor, the Institution or their respective Representatives in connection with your use or their use of the Site and Services.
  • (v) Max is not responsible for any use, misuse or disclosure of your personal financial information by your Financial Advisor, the Institution or their respective Representatives or any other person.
  • (vi) Before your personal financial information may be shared with your Financial Advisor, the Institution or their respective Representatives, the Financial Advisor (or the Institution, as may be the case) must establish a Max account and enter into an advisor account agreement with Max. Max may accept or reject any request to enter into an advisor account agreement in its sole and absolute discretion.
  • (vii) Under certain circumstances, the branding and “look-and-feel” of the Site may be modified by your Financial Advisor or the Institution. These cosmetic changes are governed by an agreement between Max and your Financial Advisor or the Institution and may not be modified by you.
  • (viii) Max is not a partner, agent, joint venturer or affiliate of your Financial Advisor or the Institution. The display of your Financial Advisor’s or the Institution’s name or logo on the Site does not constitute an endorsement or recommendation by Max of your Financial Advisor or the Institution.
  • (ix) Max may terminate this Service, or refuse to provide your personal financial information to your Financial Advisor, the Institution or their respective Representatives at any time or from time to time, in its sole and absolute discretion (it being understood that the foregoing restriction will not prevent you from directly sharing your personal financial information with your Financial Advisor or the Institution).
  • (x) In the event that your Financial Advisor ceases to be affiliated with the Institution, but you retain an account at the Institution, the Institution may substitute an alternative individual to serve as your financial advisor, and upon notice to you and Max, such individual shall become the “Financial Advisor” for purposes of this Addendum. The foregoing substitution of Financial Advisor does not in any way impair your right to revoke consent to sharing of your personal information as provided under Section 2 below.

2. Revocation of Consent

You may revoke your consent to Max’s sharing of your personal financial information with your Financial Advisor, Institution and their respective Representatives at any time by (i) visiting your member Profile page within your Max account, (ii) deleting your Financial Advisor’s email address from that page, and (iii) clicking to save your changes. Any such revocation of consent will generally be effective immediately, but in all cases within 48 hours, with respect to sharing of new information with your Financial Advisor, Institution and their respective Representatives. You understand and acknowledge that your Financial Advisor, Institution and their respective Representatives may retain copies of your previously accessed information and that Max has no obligation to seek the return or destruction of such information.

3. Representations and Warranties

By entering into this Addendum, you hereby make each of the representations and warranties set forth in Section 3 of the Account Agreement (as supplemented hereby) as of the Effective Date.

4. Changes to this Addendum

This Addendum may be amended or modified by Max at any time upon notice to you in the same manner as the Account Agreement may be amended or modified. This Addendum will remain in effect notwithstanding any amendments or modifications to the Account Agreement made after the Effective Date, in which case this Addendum will supplement and form a part of the Account Agreement as so amended.

What is Max?

Max is an intelligent cash management service designed to help you earn more on your cash.

With Max, you can earn up to 4.61% APY.

How does Max work?

Max proposes to you allocations of funds among your own bank accounts to maximize yield and FDIC insurance coverage. When banks change rates, Max periodically proposes to you reallocations of your funds to help you earn the highest yield. If you do not adjust, postpone, or reject Max’s proposed optimization, Max will send your funds transfer instructions to your bank on your behalf to implement the proposed optimization. Your banks will then execute funds transfers between your bank accounts in accordance with your transfer instructions.

Will Max send me advertisements?

No. Max has strict privacy polices and does not sell your personal information.

How long does setup take?

Getting started takes just a few minutes!

With Max, you can open new high-yield savings accounts in as little as 60 seconds.

Why a mobile phone number?

Max uses Multi-Factor Authentication to help secure your account. Also, in the event you lock yourself out of your account, Max will use your mobile phone number to help verify your identity.

Still have questions?

Learn More about Max to see if Max is right for you, or visit our FAQ.